
You might call it too early—we call it football season all year long. The dust has barely settled on the 2024-25 College Football Playoff, but it’s already time to look ahead. The 2025-26 season brings high expectations, new stars, and one major twist: the 12-team playoff is finally here.
Why We’re Making Playoff Predictions This Early
We get it—rosters aren’t even set. We have seen enough changes in the portal, recruiting rankings, and coaching hires. This helps us predict the CFP bracket. And let’s be honest, this is the good kind of speculation.
A Look Back at Last Season’s Surprises
Who saw Oregon’s surge coming? Or is Alabama missing out entirely? The playoff field shook up big time in 2024, and with more spots up for grabs in 2025, chaos will definitely happen.
How the 2025-26 Playoff Format Works
Expansion Details: 12-Team Playoff
Yes, it’s happening. The CFP will grow from 4 to 12 teams. This change gives more programs a chance at the title. It also makes late-season games more exciting.
Automatic Bids vs. At-Large Selections
- Top 6 ranked conference champions earn automatic bids
- 6 at-large bids round out the bracket
- The top 4 seeds get a first-round bye
Home Field Advantage and Seeding Explained
Seeds 5–8 host first-round games on campus. Seeds 1–4 rest, waiting to feast. It’s bracket madness—but with more cowbell and fewer Cinderella stories.
Top Seeds Predicted
No. 1: Georgia Bulldogs
The Bulldogs are still the standard. Veteran leadership, elite recruits, and Kirby Smart’s proven system make them the team to beat.
No. 2: Michigan Wolverines
Physical, nasty, and fearless. Michigan is ready to finish what they started last year.
No. 3: Oregon Ducks
They’re flashy but physical. Dante Moore under center makes them a serious contender.
No. 4: Texas Longhorns
Everything hinges on Arch Manning, and the hype is real. If he clicks early, Texas will roll.
First-Round Matchups (Seeds 5–12)
No. 5 Alabama vs. No. 12 Wisconsin
Old-school vs. old-school. But Alabama’s athletes make the difference.
No. 6 Florida State vs. No. 11 Notre Dame
A clash of power programs. This could be a thriller, especially if FSU’s QB hits his stride.
No. 7 Ohio State vs. No. 10 Penn State
Big Ten rivalry alert! Both teams know each other well, but Ohio State’s speed might edge it.
No. 8 LSU vs. No. 9 Ole Miss
SEC chaos right out the gate. Expect fireworks—especially on offense.
Predicted Quarterfinal Matchups
Georgia vs. LSU
Georgia handles business with punishing defense and efficient offense.
Michigan vs. Ohio State
Another installment of The Game—this time with higher stakes. Michigan grinds it out again.
Oregon vs. Florida State
Speed vs. speed, but Oregon has more tools. Ducks advance.
Texas vs. Alabama
A rematch of legends. Texas stuns Alabama in a down-to-the-wire classic.
Projected Semifinals
Georgia vs. Michigan
Two titans meet. Michigan punches back this time and earns its way to the title game.
Oregon vs. Texas
Moore vs. Manning. A duel of QBs. Texas edges past Oregon in a shootout.
National Championship Prediction
Final: Michigan vs. Texas
It’s Harbaugh vs. Sark. It’s Big Ten muscle vs. Southern flair. But only one team leaves a champion.
Winner: Texas Longhorns
Arch Manning delivers a legacy performance and brings Texas its first national title in over a decade. Hook ’em!
Why Texas Wins It All
Arch Manning’s Evolution
He’s no longer just a famous name—he’s an elite QB with elite command.
Offensive Firepower + Defensive Depth
Texas has top-tier receivers, a nasty O-line, and a defense that can create chaos.
Dark Horses Who Could Shake Up the Bracket
Kansas State
Tough, gritty, and always underrated.
Washington
Strong at the line of scrimmage and sneaky-good at QB.
Louisville
Emerging as a threat in the new-look ACC.
Players to Watch Throughout the Playoff

Heisman-Level Talents
- Arch Manning (Texas)
- Donovan Edwards (Michigan)
- Dante Moore (Oregon)
Breakout Freshmen and Transfers
- WR Malik Franklin (Alabama)
- DE Jeremiah Vaughn (Florida State)
Coaching Battles That Could Decide Games
Kirby Smart vs. Brian Kelly
A chess match between two football minds—Smart’s defense usually wins.
Jim Harbaugh vs. Ryan Day
Another round? Harbaugh still owns it… for now.
Final Thoughts on the 2025-26 Playoff Race
- The new 12-team format brings fresh excitement and Change. With more teams and more games, expect plenty of chaos, a couple of Cinderella runs, and one champion crowned under the spotlight.
- FAQs
Q1: How many teams make the playoffs in 2025?
A1: Twelve teams will compete in the expanded 2025-26 College Football Playoff.
Q2: Which first-round game will be the most competitive?
A2: Ohio State vs. Penn State could go either way and features serious firepower on both sides.
Q3: What if a Group of Five team goes undefeated?
A3: They could earn an automatic bid if ranked high enough, but strength of schedule remains a factor.
Q4: Who has the toughest road to the title?
A4: Florida State—they’ll need to beat Notre Dame, Oregon, and then Georgia or Michigan.
Q5: Which team is most likely to disappoint?
A5: Alabama. Still talented, but questions at QB and depth might derail another title shot.